How does it work?

We manage the complexities of raising business finance through a carefully designed process. Our starting point is that traditionally, the prospective borrower had to grovel and was in no position to negotiate a better deal. We believe that this needs to change, the sooner the better.

We have created a web-based system that enables us to present a professionally prepared loan application to all participating banks simultaneously. The banks know that and to defend their market share, they have little option but to compete. This does not exactly endear us to them but we believe that the time is right to punch some holes into the cobwebs that prevail in this sector.
We have entered into service level agreements with major banks. The banks have undertaken to fast track applications presented through us and notify us of their decision within 10 working days.
We have entered into cooperation agreements with a steadily growing number of franchisors who can rely on Franchise Finance to facilitate the granting of loans to their franchisees. We would like to add your brand to this list.
We allocate a loan originator to each brand. This individual has an in-depth understanding of the particular business sector’s funding needs. He or she can either be placed at the offices of a major franchisor on a part-time basis or operate from an office in close proximity to a cluster of smaller franchisors.
To ensure a smooth passage of loan applications through the evaluation and approval process, Franchise Finance:

Assist your franchisees with the preparation of the loan application and the businessplan. We use templates and processes which were approved by accredited franchisors and the banks.
Submit the loan proposal simultaneously to all participating banks and track processing in real time.
Analyse the loan proposals we receive from the banks and advise franchisees on their relative merits then let franchisees decide which bank they want to deal with.
Introduce franchisees to a relationship manager at the bank of their choice and monitor progress until the process is finalised.
At the payout stage, the loan originator controls the disbursement of funds in close cooperation with the parties involved.

It is easy to see how Franchise Finance’s involvement can benefit your network. In fact, the value proposition we offer will become stronger over time because as the number of brands we represent grows, we will be in an increasingly stronger position to challenge the traditional rules of retail banking.